Our counselors can help you enroll in federal, state and local foreclosure prevention programs.
In Charge Housing Counseling also offers homebuyer education, online, over the phone and in person in our Orlando office.
In addition the many debt solution services offered by In Charge, we maintain a large library of financial literacy education materials.
These workbooks, presentations, articles and calculators are free to use at home or by teachers in the classroom.
We’ll pull your credit report to see how much debt you have (this gives us accurate, up-to-date balances and is a “soft pull” which will not affect your credit score).
We’ll diagnose your situation and provide you with a range of debt relief options.
Many of these options work hand in hand with or as part of a larger debt reduction program, but in general, these are your choices: Debt Settlement: Settlement is the process of negotiating with your creditors in hopes of reducing the total amount of debt you owe them.
While you can undertake this process on your own, many people choose to hire a professional debt settlement company or lawyer to negotiate on their behalf.
Call (800) 565-8953 to speak with a certified credit counselor or Start online credit counseling.
After 100 hours of researching and calling debt consolidation companies, our top choice is National Debt Relief, which is one of the most transparent companies we spoke to.
It offers top-notch customer service and its costs and fees are well in line with industry standards.
With more of your monthly payment going toward debt balance, you can dramatically lessen the time it takes to become debt free.
Find out if you qualify for our debt management program.